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In between those time periods, things in banking have been pretty good though. This is because efforts are afloat to reduce regulatory burden.

Of course, these are long-term efforts, so bankers will have to be patient, but here are some of the particulars. Scientists in Japan have accidentally discovered a way to keep ice cream from melting.

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The American Payroll Association reports about 10 minutes per day/per employee, is lost as a result of people leaving early, being late and taking long lunches.For a company with 100 people, given 240 working days per year, that adds up to about 4,000 hours per year that disappears due to inefficient time usage.After a tsunami damaged strawberry fields in the country and left the fruit damaged, a professor and his university team decided to take it and make an extract that could be used as a desert topping.When they poured it on ice cream, however, they saw it solidified instantly and could be used as a binding agent. Community banks operating in the US under our regulatory agencies cannot be blamed for finding it difficult to keep up with...Even more surprising, younger people in Gen Z (18 to 22Ys old) rated themselves 23% lonelier than the group aged 72Ys or older.

This survey should sound alarms with parents, who may think that social isolation and loneliness are out of range for this younger generation.In the world of BSA/AML, things are just as dicey at times.Banks are now complying with new rules for reporting beneficial ownership of 25% or more, but be forewarned that regulators may ask... An amazing scientific breakthrough uses a handheld printing device to deposit skin directly onto burns and other wounds.Time is flying in banking too, particularly when you're preparing for new rules governing current expected credit loss (CECL).Even though the effective date for most community banks is not until January 1, 2021, regulators have begun to ask questions about how well CECL preparation is...As for sunscreen, research shows a sun protection factor (SPF) of 15 blocks out 93% of the sun's UVB rays vs. Harvard research finds US women and men who maintain healthy lifestyles live much longer than those who do not.